The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 9 points (85 → 76), mostly because the loan quality component weakened by 42 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Ohio

Yes. Best Reward Federal Credit Union is a federally insured credit union (NCUA charter #24920). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.2% of shares and deposits ($2.6M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 15.49%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Best Reward Federal Credit Union lists 3 offices in 3 cities. Most locations:

• Brook Park, OH (1)
• Highland Hts, OH (1)
• Walton Hills, OH (1)

All branch addresses and map

In 2025, Best Reward Federal Credit Union reported 50 home-loan applications under HMDA (LEI 254900LBYFNAUBRAJP63): 24 originated ($1,460,000 total), 17 denied, and 8 withdrawn or closed by the applicant. Its denial rate on decided applications was 40.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Best Reward Federal Credit Union

Type

Federal credit union

NCUA charter #

24920

RSSD ID

976589

Primary regulator

NCUA

Established

1949

Headquarters

5681 Smith Rd, Brook Park, OH 44142

Employees

22