Side-by-side · Q2 2026 data
Best Reward Federal Credit Union vs Painesville Credit Union
Metric by metric
| Measure | Best Reward Federal Credit Union | Painesville Credit Union |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 48 | 89 (stronger) |
| Earnings | 45 (stronger) | 34 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 68th | 72nd |
| Total assets | $163.4M | $48.7M |
| Deposits / shares | $119.4M | $40.8M |
| Capital ratio | 15.49% (stronger) | 15.38% |
| Problem loans | 1.56% | 0.32% (stronger) |
| Net charge-offs | 0.74% | 0.18% (stronger) |
| Return on assets | 0.64% (stronger) | 0.35% |
| Loans ÷ deposits | 23.0% (stronger) | 63.2% |
| Uninsured deposits | 2.2% | 1.4% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.5% | — |
Painesville Credit Union has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Best Reward Federal Credit Union leads on 3 and Painesville Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.