Side-by-side · Q2 2026 data
Better Banks vs Eureka Savings Bank
Metric by metric
| Measure | Better Banks | Eureka Savings Bank |
|---|---|---|
| TellerScore | 59 | 61 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 48 (stronger) | 0 |
| Earnings | 65 (stronger) | 56 |
| Funding & liquidity | 87 (stronger) | 77 |
| Problem-loan coverage | 74 | 82 (stronger) |
| Peer percentile | 17th | 20th |
| Total assets | $445.8M | $435.8M |
| Deposits / shares | $407.0M | $319.5M |
| Capital ratio | 9.43% | 21.56% (stronger) |
| Problem loans | 1.55% (stronger) | 3.05% |
| Net charge-offs | 0.13% | 0.02% (stronger) |
| Return on assets | 1.14% (stronger) | 0.89% |
| Loans ÷ deposits | 72.9% (stronger) | 83.7% |
| Uninsured deposits | 8.0% (stronger) | 10.9% |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 7.6% |
Eureka Savings Bank has the higher TellerScore (61 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Better Banks leads on 4 and Eureka Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.