Side-by-side · Q2 2026 data
Better Banks vs The First National Bank of Lacon
Metric by metric
| Measure | Better Banks | The First National Bank of Lacon |
|---|---|---|
| TellerScore | 59 | 78 (stronger) |
| Capital cushion | 44 | 68 (stronger) |
| Loan quality | 48 | 95 (stronger) |
| Earnings | 65 | 67 (stronger) |
| Funding & liquidity | 87 (stronger) | 69 |
| Problem-loan coverage | 74 | 98 (stronger) |
| Peer percentile | 17th | 72nd |
| Total assets | $445.8M | $103.7M |
| Deposits / shares | $407.0M | $92.7M |
| Capital ratio | 9.43% | 11.78% (stronger) |
| Problem loans | 1.55% | 0.14% (stronger) |
| Net charge-offs | 0.13% | 0.06% (stronger) |
| Return on assets | 1.14% | 1.18% (stronger) |
| Loans ÷ deposits | 72.9% | 71.1% (stronger) |
| Uninsured deposits | 8.0% (stronger) | 33.4% |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
The First National Bank of Lacon has the higher TellerScore (78 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Better Banks leads on 1 and The First National Bank of Lacon on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.