Side-by-side · Q2 2026 data
BHM Bank vs Solutions Plus Bank
Metric by metric
| Measure | BHM Bank | Solutions Plus Bank |
|---|---|---|
| TellerScore | 40 | 79 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 0 | 0 |
| Funding & liquidity | 85 | 93 (stronger) |
| Problem-loan coverage | 17 | 100 (stronger) |
| Peer percentile | 4th | 63rd |
| Total assets | $17.4M | $43.9M |
| Deposits / shares | $14.2M | $21.1M |
| Capital ratio | 13.61% | 56.70% (stronger) |
| Problem loans | 9.48% | 0.00% (stronger) |
| Net charge-offs | 0.48% | 0.00% (stronger) |
| Return on assets | -3.95% (stronger) | -5.30% |
| Loans ÷ deposits | 73.3% | 39.5% (stronger) |
| Uninsured deposits | 16.3% (stronger) | 21.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Solutions Plus Bank has the higher TellerScore (79 vs 40). On the 7 directional measures above (where higher or lower is clearly better), BHM Bank leads on 2 and Solutions Plus Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.