Solutions Plus Bank (FDIC certificate #59362) is based in Albertville, Alabama. Its Q2 2026 call report shows $43.9M in total assets and $21.1M in deposits and 2 offices.
Solutions Plus Bank has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 63% of its 546 banks with under $100 million in assets. Among 93 banks headquartered in Alabama, it ranks 25th. Capital cushion contributes the most (100/100, 56.70%); earnings contributes the least (0/100, -5.30%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
3 quarters
Health trend
The score has been essentially flat from Q4 2025 to Q2 2026 (80 → 79).
Show as table
| Quarter | TellerScore |
|---|---|
| Q4 2025 | 80 |
| Q1 2026 | 80 |
| Q2 2026 | 79 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q4 2025 | 91.05% |
| Q1 2026 | 73.78% |
| Q2 2026 | 56.70% |
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| Quarter | Noncurrent loans |
|---|---|
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q4 2025 | -9.46% |
| Q1 2026 | -6.02% |
| Q2 2026 | -5.30% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $43.9M | 56.70% | 0.00% | -5.30% | 39.5% |
| Q1 2026 | 80 | $34.1M | 73.78% | 0.00% | -6.02% | 28.0% |
| Q4 2025 | 80 | $26.9M | 91.05% | 0.00% | -9.46% | 7.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of BrewtonBank Brewton, AL | 93 out of 100, Very strong | $49.6M | 20.6% | 0.00% | vs |
| Dozier BankBank Dozier, AL | 73 out of 100, Strong | $54.8M | 26.8% | 1.84% | vs |
| First Progressive BankBank Brewton, AL | 51 out of 100, Below average | $31.6M | 28.0% | 3.82% | vs |
| BHM BankBank Birmingham, AL | 40 out of 100, Below average | $17.4M | 13.6% | 9.48% | vs |
| Bank of EvergreenBank Evergreen, AL | 81 out of 100, Strong | $78.1M | 14.2% | 0.59% | vs |
| Commonwealth National BankBank Mobile, AL | 45 out of 100, Below average | $78.5M | 13.7% | 4.31% | vs |
Deposit insurance
Is my money safe at Solutions Plus Bank?
Yes. Solutions Plus Bank is an FDIC-insured institution (FDIC certificate #59362). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.3% of deposits ($4.5M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 56.70%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Solutions Plus Bank lists 2 offices in 2 cities. Most locations:
- Albertville, AL (1)
- Guntersville, AL (1)
Identity & history
Profile
- Legal name
- Solutions Plus Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59362
- RSSD ID
- 5975224
- Primary regulator
- FDIC
- Established
- December 4, 2025
- Headquarters
- 700 Al Highway 75 N, Albertville, AL 35951
- Website
- www.solutionsplusbank.com
- Employees
- 14
Quick answers
Solutions Plus Bank: common questions
Is Solutions Plus Bank FDIC insured?
Yes. Solutions Plus Bank is an FDIC-insured institution (FDIC certificate #59362). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Solutions Plus Bank's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Solutions Plus Bank ever failed?
There is no failure record for FDIC certificate #59362 in the FDIC failed bank list.
How many branches does Solutions Plus Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Albertville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Family Security Credit UnionCredit union Decatur, AL | 95 out of 100, Very strong | $1.1B | 19.9% | 0.61% | vs |
| The Exchange Bank of AlabamaBank Altoona, AL | 91 out of 100, Very strong | $392.5M | 15.3% | 0.04% | vs |
| First Bank of BoazBank Boaz, AL | 88 out of 100, Very strong | $239.8M | 19.7% | 0.05% | vs |
| First State Bank of DeKalb CountyBank Fort Payne, AL | 86 out of 100, Very strong | $353.8M | 14.1% | 0.84% | vs |
| Redstone Federal Credit UnionCredit union Huntsville, AL | 85 out of 100, Very strong | $8.6B | 13.9% | 0.70% | vs |
| Liberty BankBank Geraldine, AL | 81 out of 100, Strong | $258.6M | 11.3% | 0.15% | vs |