Side-by-side · Q2 2026 data
Billings Federal Credit Union vs Altana Federal Credit Union
Metric by metric
| Measure | Billings Federal Credit Union | Altana Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 66 (stronger) |
| Capital cushion | 67 (stronger) | 62 |
| Loan quality | 74 (stronger) | 68 |
| Earnings | 38 | 55 (stronger) |
| Funding & liquidity | 63 | 74 (stronger) |
| Problem-loan coverage | 88 (stronger) | 87 |
| Peer percentile | 31st | 37th |
| Total assets | $216.1M | $668.3M |
| Deposits / shares | $185.6M | $590.1M |
| Capital ratio | 11.73% (stronger) | 11.24% |
| Problem loans | 0.77% (stronger) | 0.96% |
| Net charge-offs | 0.19% (stronger) | 0.22% |
| Return on assets | 0.46% | 0.89% (stronger) |
| Loans ÷ deposits | 97.7% | 86.5% (stronger) |
| Uninsured deposits | 8.7% (stronger) | 9.2% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.1% |
Altana Federal Credit Union has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Billings Federal Credit Union leads on 4 and Altana Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.