Side-by-side · Q2 2026 data
Billings Federal Credit Union vs Park Side Financial Credit Union
Metric by metric
| Measure | Billings Federal Credit Union | Park Side Financial Credit Union |
|---|---|---|
| TellerScore | 64 | 68 (stronger) |
| Capital cushion | 67 (stronger) | 44 |
| Loan quality | 74 | 93 (stronger) |
| Earnings | 38 | 47 (stronger) |
| Funding & liquidity | 63 | 83 (stronger) |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 31st | 45th |
| Total assets | $216.1M | $390.4M |
| Deposits / shares | $185.6M | $350.6M |
| Capital ratio | 11.73% (stronger) | 9.37% |
| Problem loans | 0.77% | 0.20% (stronger) |
| Net charge-offs | 0.19% | 0.12% (stronger) |
| Return on assets | 0.46% | 0.67% (stronger) |
| Loans ÷ deposits | 97.7% | 77.3% (stronger) |
| Uninsured deposits | 8.7% | 6.2% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Park Side Financial Credit Union has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Billings Federal Credit Union leads on 1 and Park Side Financial Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.