Side-by-side · Q2 2026 data
Biloxi Teachers Federal Credit Union vs First Unity Federal Credit Union
Credit union
Biloxi Teachers Federal Credit Union
Biloxi, Mississippi · Under $100 million in assets
Credit union
First Unity Federal Credit Union
McComb, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Biloxi Teachers Federal Credit Union | First Unity Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 58 |
| Capital cushion | 69 | 90 (stronger) |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 71 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 99 (stronger) | 0 |
| Peer percentile | 72nd | 19th |
| Total assets | $12.1M | $11.7M |
| Deposits / shares | $10.7M | $9.7M |
| Capital ratio | 11.92% | 14.00% (stronger) |
| Problem loans | 0.25% (stronger) | 26.52% |
| Net charge-offs | 0.25% (stronger) | 1.90% |
| Return on assets | 1.29% | 2.49% (stronger) |
| Loans ÷ deposits | 36.4% (stronger) | 87.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Biloxi Teachers Federal Credit Union has the higher TellerScore (83 vs 58). On the 6 directional measures above (where higher or lower is clearly better), Biloxi Teachers Federal Credit Union leads on 4 and First Unity Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.