Headquartered in Biloxi, Mississippi, Biloxi Teachers Federal Credit Union is a federal credit union with $12.1M in total assets and $10.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1965.
Biloxi Teachers Federal Credit Union has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 72% of its 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 18th. Funding & liquidity contributes the most (100/100, 36% loans-to-deposits, 0% uninsured); capital cushion contributes the least (69/100, 11.92%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 12 points (71 → 83), mostly because the loan quality component improved by 41 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 78 |
| Q4 2024 | 74 |
| Q1 2025 | 80 |
| Q2 2025 | 71 |
| Q3 2025 | 84 |
| Q4 2025 | 85 |
| Q1 2026 | 87 |
| Q2 2026 | 83 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.85% |
| Q3 2024 | 11.84% |
| Q4 2024 | 11.89% |
| Q1 2025 | 11.97% |
| Q2 2025 | 11.68% |
| Q3 2025 | 11.75% |
| Q4 2025 | 12.16% |
| Q1 2026 | 11.97% |
| Q2 2026 | 11.92% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.04% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.71% |
| Q1 2025 | 0.67% |
| Q2 2025 | 1.48% |
| Q3 2025 | 0.17% |
| Q4 2025 | 0.08% |
| Q1 2026 | 0.06% |
| Q2 2026 | 0.25% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.41% |
| Q3 2024 | 0.46% |
| Q4 2024 | 0.69% |
| Q1 2025 | 1.43% |
| Q2 2025 | 1.24% |
| Q3 2025 | 1.39% |
| Q4 2025 | 1.28% |
| Q1 2026 | 1.52% |
| Q2 2026 | 1.29% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $12.1M | 11.92% | 0.25% | 1.29% | 36.4% |
| Q1 2026 | 87 | $11.8M | 11.97% | 0.06% | 1.52% | 37.9% |
| Q4 2025 | 85 | $11.3M | 12.16% | 0.08% | 1.28% | 40.7% |
| Q3 2025 | 84 | $11.5M | 11.75% | 0.17% | 1.39% | 40.6% |
| Q2 2025 | 71 | $11.1M | 11.68% | 1.48% | 1.24% | 44.0% |
| Q1 2025 | 80 | $10.6M | 11.97% | 0.67% | 1.43% | 46.6% |
| Q4 2024 | 74 | $10.4M | 11.89% | 0.71% | 0.69% | 49.9% |
| Q3 2024 | 78 | $10.1M | 11.84% | 0.00% | 0.46% | 51.7% |
| Q2 2024 | 78 | $10.0M | 11.85% | 0.04% | 0.41% | 54.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Mississippi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Vicksburg Railroad Federal Credit UnionCredit union Vicksburg, MS | 77 out of 100, Strong | $12.0M | 32.8% | 0.52% | vs |
| First Unity Federal Credit UnionCredit union McComb, MS | 58 out of 100, Moderate | $11.7M | 14.0% | 26.52% | vs |
| Vickswood Federal Credit UnionCredit union Vicksburg, MS | 94 out of 100, Very strong | $11.5M | 25.8% | 0.00% | vs |
| Mississippi Highway Safty Pat Federal Credit UnionCredit union Jackson, MS | 69 out of 100, Moderate | $13.1M | 28.4% | 6.62% | vs |
| Healthplus Federal Credit UnionCredit union Jackson, MS | 24 out of 100, Low | $10.5M | 8.3% | 8.53% | vs |
| Mississippi Dhs Federal Credit UnionCredit union Jackson, MS | 58 out of 100, Moderate | $10.5M | 13.2% | 1.79% | vs |
Deposit insurance
Is my money safe at Biloxi Teachers Federal Credit Union?
Yes. Biloxi Teachers Federal Credit Union is a federally insured credit union (NCUA charter #16699). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.92%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Biloxi Teachers Federal Credit Union lists 1 office in 1 city. Most locations:
- Biloxi, MS (1)
Identity & history
Profile
- Legal name
- Biloxi Teachers Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 16699
- RSSD ID
- 961482
- Primary regulator
- NCUA
- Established
- 1965
- Headquarters
- PO Box 168, Biloxi, MS 39533
- Employees
- 3
Quick answers
Biloxi Teachers Federal Credit Union: common questions
Is Biloxi Teachers Federal Credit Union NCUA insured?
Yes. Biloxi Teachers Federal Credit Union is a federally insured credit union (NCUA charter #16699). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Biloxi Teachers Federal Credit Union's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Biloxi Teachers Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Biloxi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Navigator Federal Credit UnionCredit union Pascagoula, MS | 90 out of 100, Very strong | $406.7M | 18.0% | 0.38% | vs |
| Gulf Trust Federal Credit UnionCredit union Pascagoula, MS | 88 out of 100, Very strong | $25.5M | 21.8% | 0.03% | vs |
| Sunbelt Federal Credit UnionCredit union Hattiesburg, MS | 85 out of 100, Very strong | $366.4M | 16.2% | 0.39% | vs |
| Memorial Federal Credit UnionCredit union Gulfport, MS | 84 out of 100, Strong | $5.9M | 38.3% | 0.16% | vs |
| Southern Energy Credit UnionCredit union Birmingham, AL | 84 out of 100, Strong | $3.6B | 14.6% | 0.23% | vs |
| The Peoples Bank, Biloxi, MississippiBank Biloxi, MS | 82 out of 100, Strong | $770.7M | 15.2% | 0.18% | vs |