Side-by-side · Q2 2026 data
Biloxi Teachers Federal Credit Union vs Vicksburg Railroad Federal Credit Union
Credit union
Biloxi Teachers Federal Credit Union
Biloxi, Mississippi · Under $100 million in assets
Credit union
Vicksburg Railroad Federal Credit Union
Vicksburg, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Biloxi Teachers Federal Credit Union | Vicksburg Railroad Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 77 |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 92 (stronger) | 83 |
| Earnings | 71 (stronger) | 30 |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 72nd | 57th |
| Total assets | $12.1M | $12.0M |
| Deposits / shares | $10.7M | $8.0M |
| Capital ratio | 11.92% | 32.83% (stronger) |
| Problem loans | 0.25% (stronger) | 0.52% |
| Net charge-offs | 0.25% | 0.11% (stronger) |
| Return on assets | 1.29% (stronger) | 0.26% |
| Loans ÷ deposits | 36.4% (stronger) | 89.7% |
| Uninsured deposits | 0.0% (stronger) | 5.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Biloxi Teachers Federal Credit Union has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Biloxi Teachers Federal Credit Union leads on 5 and Vicksburg Railroad Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.