Side-by-side · Q2 2026 data
Birmingham City Credit Union vs Fireman'S Credit Union
Metric by metric
| Measure | Birmingham City Credit Union | Fireman'S Credit Union |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 69 | 73 (stronger) |
| Earnings | 40 | 54 (stronger) |
| Funding & liquidity | 75 | 83 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 54th | 68th |
| Total assets | $9.7M | $7.4M |
| Deposits / shares | $7.8M | $4.7M |
| Capital ratio | 18.92% | 35.86% (stronger) |
| Problem loans | 0.92% | 0.80% (stronger) |
| Net charge-offs | 3.29% | 0.25% (stronger) |
| Return on assets | 0.49% | 0.84% (stronger) |
| Loans ÷ deposits | 85.3% | 77.5% (stronger) |
| Uninsured deposits | 1.3% | 0.0% (stronger) |
| Offices | 0 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fireman'S Credit Union has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Birmingham City Credit Union leads on 0 and Fireman'S Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.