Side-by-side · Q2 2026 data
Bison Federal Credit Union vs Employees Federal Credit Union
Metric by metric
| Measure | Bison Federal Credit Union | Employees Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 87 (stronger) | 67 |
| Earnings | 47 (stronger) | 30 |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 99 (stronger) | 72 |
| Peer percentile | 80th | 15th |
| Total assets | $42.5M | $46.8M |
| Deposits / shares | $37.4M | $42.6M |
| Capital ratio | 15.26% (stronger) | 8.54% |
| Problem loans | 0.39% (stronger) | 0.98% |
| Net charge-offs | 0.28% (stronger) | 0.61% |
| Return on assets | 0.68% (stronger) | 0.25% |
| Loans ÷ deposits | 19.0% (stronger) | 65.8% |
| Uninsured deposits | 4.2% | 3.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bison Federal Credit Union has the higher TellerScore (86 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bison Federal Credit Union leads on 6 and Employees Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.