Headquartered in Shawnee, Oklahoma, Bison Federal Credit Union is a federal credit union with $42.5M in total assets and $37.4M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1951.
Bison Federal Credit Union has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 80% of its 2,479 credit unions with under $100 million in assets. Among 52 credit unions headquartered in Oklahoma, it ranks 8th. Capital cushion contributes the most (100/100, 15.26%); earnings contributes the least (47/100, 0.68%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (88 → 86), mostly because the loan quality component weakened by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 89 |
| Q3 2024 | 88 |
| Q4 2024 | 85 |
| Q1 2025 | 85 |
| Q2 2025 | 88 |
| Q3 2025 | 90 |
| Q4 2025 | 88 |
| Q1 2026 | 84 |
| Q2 2026 | 86 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.23% |
| Q3 2024 | 14.04% |
| Q4 2024 | 14.28% |
| Q1 2025 | 13.84% |
| Q2 2025 | 14.27% |
| Q3 2025 | 14.75% |
| Q4 2025 | 14.75% |
| Q1 2026 | 14.81% |
| Q2 2026 | 15.26% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.02% |
| Q3 2024 | 0.08% |
| Q4 2024 | 0.44% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.07% |
| Q3 2025 | 0.03% |
| Q4 2025 | 0.31% |
| Q1 2026 | 0.55% |
| Q2 2026 | 0.39% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.95% |
| Q3 2024 | 0.94% |
| Q4 2024 | 0.89% |
| Q1 2025 | 0.67% |
| Q2 2025 | 0.83% |
| Q3 2025 | 0.90% |
| Q4 2025 | 0.86% |
| Q1 2026 | 0.61% |
| Q2 2026 | 0.68% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $42.5M | 15.26% | 0.39% | 0.68% | 19.0% |
| Q1 2026 | 84 | $43.3M | 14.81% | 0.55% | 0.61% | 19.2% |
| Q4 2025 | 88 | $43.0M | 14.75% | 0.31% | 0.86% | 19.9% |
| Q3 2025 | 90 | $42.4M | 14.75% | 0.03% | 0.90% | 20.8% |
| Q2 2025 | 88 | $43.1M | 14.27% | 0.07% | 0.83% | 20.8% |
| Q1 2025 | 85 | $43.7M | 13.84% | 0.11% | 0.67% | 21.6% |
| Q4 2024 | 85 | $41.8M | 14.28% | 0.44% | 0.89% | 22.9% |
| Q3 2024 | 88 | $42.0M | 14.04% | 0.08% | 0.94% | 24.6% |
| Q2 2024 | 89 | $40.7M | 14.23% | 0.02% | 0.95% | 26.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Saint Francis Employees Federal Credit UnionCredit union Tulsa, OK | 92 out of 100, Very strong | $44.7M | 15.9% | 0.20% | vs |
| Credit Union One of OklahomaCredit union Oklahoma City, OK | 64 out of 100, Moderate | $39.9M | 14.9% | 1.75% | vs |
| Fire Fighters Credit UnionCredit union Tulsa, OK | 77 out of 100, Strong | $45.4M | 20.7% | 1.39% | vs |
| Employees Federal Credit UnionCredit union Tulsa, OK | 55 out of 100, Moderate | $46.8M | 8.5% | 0.98% | vs |
| Comanche County Federal Credit UnionCredit union Lawton, OK | 96 out of 100, Very strong | $36.4M | 18.8% | 0.00% | vs |
| Fraternal Order of Police Federal Credit UnionCredit union Tulsa, OK | 80 out of 100, Strong | $56.7M | 12.4% | 0.50% | vs |
Deposit insurance
Is my money safe at Bison Federal Credit Union?
Yes. Bison Federal Credit Union is a federally insured credit union (NCUA charter #7149). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.2% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.26%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Bison Federal Credit Union lists 1 office in 1 city. Most locations:
- Shawnee, OK (1)
Identity & history
Profile
- Legal name
- Bison Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 7149
- RSSD ID
- 181486
- Primary regulator
- NCUA
- Established
- 1951
- Headquarters
- 2 W Macarthur St, Shawnee, OK 74804
- Employees
- 9
Quick answers
Bison Federal Credit Union: common questions
Is Bison Federal Credit Union NCUA insured?
Yes. Bison Federal Credit Union is a federally insured credit union (NCUA charter #7149). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Bison Federal Credit Union's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Bison Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Shawnee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| Tinker Federal Credit UnionCredit union Oklahoma City, OK | 83 out of 100, Strong | $6.1B | 14.7% | 0.63% | vs |
| The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK | 83 out of 100, Strong | $446.2M | 13.9% | 0.45% | vs |
| Security State Bank of OklahomaBank Wewoka, OK | 79 out of 100, Strong | $388.2M | 12.4% | 0.69% | vs |
| BancFirstBank Oklahoma City, OK | 71 out of 100, Strong | $12.8B | 10.6% | 1.19% | vs |
| Communication Federal Credit UnionCredit union Oklahoma City, OK | 68 out of 100, Moderate | $2.4B | 11.8% | 1.24% | vs |