Side-by-side · Q2 2026 data
Black Hills Federal Credit Union vs Interfaith Federal Credit Union
Credit union
Black Hills Federal Credit Union
Rapid City, South Dakota · $1 billion – $10 billion
Metric by metric
| Measure | Black Hills Federal Credit Union | Interfaith Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 77 (stronger) |
| Capital cushion | 56 | 69 (stronger) |
| Loan quality | 68 | 89 (stronger) |
| Earnings | 39 | 47 (stronger) |
| Funding & liquidity | 83 | 99 (stronger) |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 33rd | 71st |
| Total assets | $2.4B | $134.8M |
| Deposits / shares | $2.1B | $118.3M |
| Capital ratio | 10.56% | 11.87% (stronger) |
| Problem loans | 0.95% | 0.34% (stronger) |
| Net charge-offs | 0.50% | 0.40% (stronger) |
| Return on assets | 0.47% | 0.67% (stronger) |
| Loans ÷ deposits | 77.7% | 61.1% (stronger) |
| Uninsured deposits | 14.3% | 7.0% (stronger) |
| Offices | 17 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.1% | — |
Interfaith Federal Credit Union has the higher TellerScore (77 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Black Hills Federal Credit Union leads on 0 and Interfaith Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.