Side-by-side · Q2 2026 data
Black Hills Federal Credit Union vs Oahe Federal Credit Union
Credit union
Black Hills Federal Credit Union
Rapid City, South Dakota · $1 billion – $10 billion
Metric by metric
| Measure | Black Hills Federal Credit Union | Oahe Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 87 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 68 (stronger) | 66 |
| Earnings | 39 | 81 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 33rd | 83rd |
| Total assets | $2.4B | $45.1M |
| Deposits / shares | $2.1B | $37.6M |
| Capital ratio | 10.56% | 16.23% (stronger) |
| Problem loans | 0.95% (stronger) | 1.03% |
| Net charge-offs | 0.50% | 0.19% (stronger) |
| Return on assets | 0.47% | 1.54% (stronger) |
| Loans ÷ deposits | 77.7% | 60.1% (stronger) |
| Uninsured deposits | 14.3% | 1.1% (stronger) |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.1% | — |
Oahe Federal Credit Union has the higher TellerScore (87 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Black Hills Federal Credit Union leads on 1 and Oahe Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.