Side-by-side · Q2 2026 data
Black River Country Bank vs KeySavings Bank
Metric by metric
| Measure | Black River Country Bank | KeySavings Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 39 | 44 (stronger) |
| Loan quality | 90 | 98 (stronger) |
| Earnings | 75 (stronger) | 42 |
| Funding & liquidity | 66 | 81 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 40th | 37th |
| Total assets | $101.8M | $129.5M |
| Deposits / shares | $85.2M | $99.7M |
| Capital ratio | 8.94% | 9.38% (stronger) |
| Problem loans | 0.29% | 0.07% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.22% |
| Return on assets | 1.38% (stronger) | 0.55% |
| Loans ÷ deposits | 92.2% | 78.8% (stronger) |
| Uninsured deposits | 17.4% | 13.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Black River Country Bank has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Black River Country Bank leads on 3 and KeySavings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.