Side-by-side · Q2 2026 data
Blackhawk Bank & Trust vs Members Community Credit Union
Metric by metric
| Measure | Blackhawk Bank & Trust | Members Community Credit Union |
|---|---|---|
| TellerScore | 76 | 82 (stronger) |
| Capital cushion | 55 | 75 (stronger) |
| Loan quality | 97 (stronger) | 92 |
| Earnings | 82 (stronger) | 68 |
| Funding & liquidity | 60 | 86 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 80th | 70th |
| Total assets | $2.0B | $99.2M |
| Deposits / shares | $1.6B | $83.0M |
| Capital ratio | 10.54% | 12.48% (stronger) |
| Problem loans | 0.09% (stronger) | 0.25% |
| Net charge-offs | 0.11% (stronger) | 0.23% |
| Return on assets | 1.55% (stronger) | 1.21% |
| Loans ÷ deposits | 78.3% | 73.8% (stronger) |
| Uninsured deposits | 34.2% | 3.0% (stronger) |
| Offices | 18 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | — |
Members Community Credit Union has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Blackhawk Bank & Trust leads on 3 and Members Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.