Side-by-side · Q2 2026 data
Blackstone River Federal Credit Union vs Webster First Federal Credit Union
Credit union
Blackstone River Federal Credit Union
Woonsocket, Rhode Island · Under $100 million in assets
Credit union
Webster First Federal Credit Union
Worcester, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Blackstone River Federal Credit Union | Webster First Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 87 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 63 | 86 (stronger) |
| Earnings | 62 | 90 (stronger) |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 44th | 96th |
| Total assets | $75.1M | $1.5B |
| Deposits / shares | $66.3M | $1.1B |
| Capital ratio | 11.40% | 19.66% (stronger) |
| Problem loans | 1.12% | 0.41% (stronger) |
| Net charge-offs | 0.07% | 0.05% (stronger) |
| Return on assets | 1.05% | 1.76% (stronger) |
| Loans ÷ deposits | 46.5% (stronger) | 125.5% |
| Uninsured deposits | 5.2% (stronger) | 9.7% |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.0% |
Webster First Federal Credit Union has the higher TellerScore (87 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Blackstone River Federal Credit Union leads on 2 and Webster First Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.