TellerScore

Blackstone River Federal Credit Union (NCUA charter #24523) is based in Woonsocket, Rhode Island. Its Q2 2026 call report shows $75.1M in total assets and $66.3M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Blackstone River Federal Credit Union scores 72/100, which we describe as strong. That is higher than only 44% of 2,479 credit unions with under $100 million in assets. Among 14 credit unions headquartered in Rhode Island, it ranks 5th. Its strongest component is funding & liquidity (100/100; 47% loans-to-deposits, 5% uninsured), and its lowest is earnings (62/100; 1.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion64/100
Net worth ratio: 11.40%
Loan quality63/100
Loans 60+ days delinquent ÷ total loans: 1.12%
Earnings62/100
Return on assets (annualized): 1.05%
Funding & liquidity100/100
Loans ÷ shares: 46.5% · 5.2% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.02%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (72 → 72).

TellerScore
717477Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202473
Q3 202477
Q4 202476
Q1 202575
Q2 202572
Q3 202571
Q4 202572
Q1 202671
Q2 202672
Net worth ratio
7.00%9.26%11.52%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.18%
Q3 202410.66%
Q4 202410.72%
Q1 202510.75%
Q2 202511.08%
Q3 202511.52%
Q4 202511.15%
Q1 202611.04%
Q2 202611.40%
Delinquent loans (60+ days)
0.34%0.81%1.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.63%
Q3 20240.41%
Q4 20240.34%
Q1 20250.35%
Q2 20251.12%
Q3 20251.28%
Q4 20250.87%
Q1 20260.88%
Q2 20261.12%
Return on assets
0.83%1.02%1.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.17%
Q3 20241.22%
Q4 20241.02%
Q1 20250.96%
Q2 20251.19%
Q3 20251.16%
Q4 20250.84%
Q1 20260.83%
Q2 20261.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$75.1M11.40%1.12%1.05%46.5%
Q1 202671$75.3M11.04%0.88%0.83%43.8%
Q4 202572$73.2M11.15%0.87%0.84%45.6%
Q3 202571$70.8M11.52%1.28%1.16%46.2%
Q2 202572$72.0M11.08%1.12%1.19%43.9%
Q1 202575$71.8M10.75%0.35%0.96%43.2%
Q4 202476$70.4M10.72%0.34%1.02%43.3%
Q3 202477$70.0M10.66%0.41%1.22%44.1%
Q2 202473$71.1M10.18%0.63%1.17%43.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.40%
27th
Problem loans1.12%
36th
Net charge-offs0.07%
60th
Return on assets1.05%
69th
Loans to deposits46.5%
69th
Uninsured deposits5.2%
20th
Loan-loss reserves0.00%
37th
Texas ratio4.0%
35th

Similar-size credit unions in Rhode Island

InstitutionScoreAssetsCapitalProblem loansCompare
Cranston Municipal Employees Credit UnionCredit union Cranston, RI75 out of 100, Strong$79.8M18.5%0.21%vs
Community & Teachers Federal Credit UnionCredit union East Providence, RI70 out of 100, Strong$30.3M11.6%0.79%vs
Cumberland Municipal Employees Federal Credit UnionCredit union Cumberland, RI78 out of 100, Strong$9.2M19.3%0.95%vs
Pawtucket Municipal Employees Federal Credit UnionCredit union Pawtucket, RI76 out of 100, Strong$6.2M13.4%0.60%vs
Natco Employees Federal Credit UnionCredit union West Warwick, RI93 out of 100, Very strong$208K17.4%0.00%vs

Deposit insurance

Is my money safe at Blackstone River Federal Credit Union?

Yes. Blackstone River Federal Credit Union is a federally insured credit union (NCUA charter #24523). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.2% of shares and deposits ($3.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.40%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Blackstone River Federal Credit Union lists 1 office in 1 city. Most locations:

  • Woonsocket, RI (1)

All branch addresses and map

Identity & history

Profile

Legal name
Blackstone River Federal Credit Union
Type
Federal credit union
NCUA charter #
24523
RSSD ID
584199
Primary regulator
NCUA
Established
1961
Headquarters
10 Monument Sq, Woonsocket, RI 02895
Employees
15

Quick answers

Blackstone River Federal Credit Union: common questions

Is Blackstone River Federal Credit Union NCUA insured?

Yes. Blackstone River Federal Credit Union is a federally insured credit union (NCUA charter #24523). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Blackstone River Federal Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Blackstone River Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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