Side-by-side · Q2 2026 data
Blaw-Knox Credit Union vs Area Educational Credit Union
Credit union
Area Educational Credit Union
Mattoon, Illinois · Under $100 million in assets
Metric by metric
| Measure | Blaw-Knox Credit Union | Area Educational Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 87 |
| Capital cushion | 100 | 100 |
| Loan quality | 92 (stronger) | 69 |
| Earnings | 84 (stronger) | 74 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 92nd | 83rd |
| Total assets | $13.4M | $33.7M |
| Deposits / shares | $10.7M | $26.8M |
| Capital ratio | 19.94% | 20.35% (stronger) |
| Problem loans | 0.23% (stronger) | 0.92% |
| Net charge-offs | 0.29% (stronger) | 0.33% |
| Return on assets | 1.59% (stronger) | 1.34% |
| Loans ÷ deposits | 75.7% | 45.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blaw-Knox Credit Union has the higher TellerScore (92 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Blaw-Knox Credit Union leads on 5 and Area Educational Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.