Side-by-side · Q2 2026 data
BLC Community Bank vs Spring Bank
Metric by metric
| Measure | BLC Community Bank | Spring Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 51 |
| Capital cushion | 52 | 66 (stronger) |
| Loan quality | 99 (stronger) | 10 |
| Earnings | 88 (stronger) | 81 |
| Funding & liquidity | 31 | 39 (stronger) |
| Problem-loan coverage | 100 (stronger) | 63 |
| Peer percentile | 53rd | 8th |
| Total assets | $475.5M | $440.7M |
| Deposits / shares | $378.4M | $332.3M |
| Capital ratio | 10.22% | 11.57% (stronger) |
| Problem loans | 0.02% (stronger) | 2.70% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.70% (stronger) | 1.54% |
| Loans ÷ deposits | 102.0% (stronger) | 109.7% |
| Uninsured deposits | 39.5% | 25.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | — |
BLC Community Bank has the higher TellerScore (73 vs 51). On the 6 directional measures above (where higher or lower is clearly better), BLC Community Bank leads on 4 and Spring Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.