BLC Community Bank (FDIC certificate #11608) is based in Little Chute, Wisconsin. Its Q2 2026 call report shows $475.5M in total assets and $378.4M in deposits and 1 office.
Based on its Q2 2026 filing, BLC Community Bank scores 73/100, which we describe as strong. That is higher than 53% of 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 78th. Its strongest component is problem-loan coverage (100/100; 0.2%), and its lowest is funding & liquidity (31/100; 102% loans-to-deposits, 39% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (66 → 73), mostly because the earnings component improved by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 66 |
| Q4 2024 | 66 |
| Q1 2025 | 67 |
| Q2 2025 | 66 |
| Q3 2025 | 66 |
| Q4 2025 | 64 |
| Q1 2026 | 68 |
| Q2 2026 | 73 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.16% |
| Q3 2024 | 10.04% |
| Q4 2024 | 10.07% |
| Q1 2025 | 10.38% |
| Q2 2025 | 10.20% |
| Q3 2025 | 10.17% |
| Q4 2025 | 9.69% |
| Q1 2026 | 9.96% |
| Q2 2026 | 10.22% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.04% |
| Q4 2024 | 0.11% |
| Q1 2025 | 0.35% |
| Q2 2025 | 0.40% |
| Q3 2025 | 0.39% |
| Q4 2025 | 0.35% |
| Q1 2026 | 0.36% |
| Q2 2026 | 0.02% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.85% |
| Q4 2024 | 0.89% |
| Q1 2025 | 1.16% |
| Q2 2025 | 1.17% |
| Q3 2025 | 1.23% |
| Q4 2025 | 1.24% |
| Q1 2026 | 1.65% |
| Q2 2026 | 1.70% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $475.5M | 10.22% | 0.02% | 1.70% | 102.0% |
| Q1 2026 | 68 | $475.4M | 9.96% | 0.36% | 1.65% | 100.3% |
| Q4 2025 | 64 | $470.6M | 9.69% | 0.35% | 1.24% | 98.4% |
| Q3 2025 | 66 | $464.6M | 10.17% | 0.39% | 1.23% | 94.7% |
| Q2 2025 | 66 | $434.0M | 10.20% | 0.40% | 1.17% | 99.6% |
| Q1 2025 | 67 | $425.6M | 10.38% | 0.35% | 1.16% | 95.1% |
| Q4 2024 | 66 | $416.2M | 10.07% | 0.11% | 0.89% | 94.7% |
| Q3 2024 | 66 | $427.1M | 10.04% | 0.04% | 0.85% | 93.6% |
| Q2 2024 | 66 | $411.2M | 10.16% | 0.00% | 0.80% | 99.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oak BankBank Fitchburg, WI | 77 out of 100, Strong | $486.3M | 12.3% | 0.04% | vs |
| Citizens State BankBank Hudson, WI | 66 out of 100, Moderate | $488.2M | 10.0% | 0.43% | vs |
| Spring BankBank Brookfield, WI | 51 out of 100, Below average | $440.7M | 11.6% | 2.70% | vs |
| Oostburg State BankBank Oostburg, WI | 79 out of 100, Strong | $440.2M | 11.6% | 0.13% | vs |
| State Bank FinancialBank La Crosse, WI | 73 out of 100, Strong | $512.1M | 9.9% | 0.11% | vs |
| State Bank of ChiltonBank Chilton, WI | 80 out of 100, Strong | $516.5M | 12.7% | 0.58% | vs |
Deposit insurance
Is my money safe at BLC Community Bank?
Yes. BLC Community Bank is an FDIC-insured institution (FDIC certificate #11608). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 39.5% of deposits ($149.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.22%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.35% (benchmark: 10%).
1 location
Branches
BLC Community Bank lists 1 office in 1 city. Most locations:
- Little Chute, WI (1)
HMDA 2025
Mortgage lending
In 2025, BLC Community Bank reported 122 home-loan applications under HMDA (LEI 549300WVVCPSUJMG9419): 114 originated ($43,850,000 total), 2 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.7%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- BLC Community Bank
- Former names
- Bank of Little Chute
- Type
- State-chartered bank
- FDIC certificate #
- 11608
- RSSD ID
- 578741
- Primary regulator
- FDIC
- Holding company
- Independent Bcorp Ltd
- Established
- December 6, 1906
- Headquarters
- 206 E Main St, Little Chute, WI 54140
- Website
- www.blccb.com
- Employees
- 41
Quick answers
BLC Community Bank: common questions
Is BLC Community Bank FDIC insured?
Yes. BLC Community Bank is an FDIC-insured institution (FDIC certificate #11608). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is BLC Community Bank's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has BLC Community Bank ever failed?
There is no failure record for FDIC certificate #11608 in the FDIC failed bank list.
How many branches does BLC Community Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Little Chute
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Thrivent Trust CompanyBank Appleton, WI | 93 out of 100, Very strong | $15.5M | 82.7% | 0.00% | vs |
| National Exchange Bank and TrustBank Fond Du Lac, WI | 88 out of 100, Very strong | $2.9B | 20.1% | 0.37% | vs |
| Winnebago Community Credit UnionCredit union Oshkosh, WI | 85 out of 100, Very strong | $176.1M | 13.8% | 0.13% | vs |
| Community First Credit UnionCredit union Appleton, WI | 84 out of 100, Strong | $6.8B | 12.8% | 0.14% | vs |
| American National Bank - Fox CitiesBank Appleton, WI | 84 out of 100, Strong | $432.6M | 13.6% | 0.00% | vs |
| North Shore BankBank Brookfield, WI | 84 out of 100, Strong | $2.6B | 14.4% | 0.10% | vs |