Side-by-side · Q2 2026 data
Blissfield State Bank vs First Federal Savings and Loan Association
Metric by metric
| Measure | Blissfield State Bank | First Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 66 | 93 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 44 | 100 (stronger) |
| Earnings | 67 (stronger) | 63 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 81 | 100 (stronger) |
| Peer percentile | 31st | 98th |
| Total assets | $114.6M | $246.0M |
| Deposits / shares | $104.5M | $205.9M |
| Capital ratio | 11.29% | 16.48% (stronger) |
| Problem loans | 1.69% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.16% (stronger) | 1.07% |
| Loans ÷ deposits | 56.3% | 55.8% (stronger) |
| Uninsured deposits | 12.5% | 3.7% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.7% |
First Federal Savings and Loan Association has the higher TellerScore (93 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Blissfield State Bank leads on 1 and First Federal Savings and Loan Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.