Side-by-side · Q2 2026 data
Bloomfield Fire and Police Federal Credit Union vs Hmc (Nj) Federal Credit Union
Credit union
Bloomfield Fire and Police Federal Credit Union
Bloomfield, New Jersey · Under $100 million in assets
Credit union
Hmc (Nj) Federal Credit Union
Flemington, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Bloomfield Fire and Police Federal Credit Union | Hmc (Nj) Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 75 (stronger) |
| Capital cushion | 99 (stronger) | 63 |
| Loan quality | 17 | 100 (stronger) |
| Earnings | 60 (stronger) | 29 |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 34th | 52nd |
| Total assets | $10.0M | $8.9M |
| Deposits / shares | $8.5M | $7.8M |
| Capital ratio | 14.90% (stronger) | 11.31% |
| Problem loans | 2.50% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.01% (stronger) | 0.23% |
| Loans ÷ deposits | 72.1% | 21.9% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hmc (Nj) Federal Credit Union has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Bloomfield Fire and Police Federal Credit Union leads on 3 and Hmc (Nj) Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.