TellerScore

Headquartered in Bloomfield, New Jersey, Bloomfield Fire and Police Federal Credit Union is a federal credit union with $10.0M in total assets and $8.5M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1951.

Based on its Q2 2026 filing, Bloomfield Fire and Police Federal Credit Union scores 67/100, which we describe as moderate. That is higher than only 34% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 65th. Its strongest component is capital cushion (99/100; 14.90%), and its lowest is loan quality (17/100; 2.50%).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Net worth ratio: 14.90%
Loan quality17/100
Loans 60+ days delinquent ÷ total loans: 2.50%
Earnings60/100
Return on assets (annualized): 1.01%
Funding & liquidity88/100
Loans ÷ shares: 72.1% · 0.0% uninsured
Problem-loan coverage80/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 10.23%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 14 points (81 → 67), mostly because the loan quality component weakened by 57 points.

TellerScore
486581Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202454
Q4 202457
Q1 202564
Q2 202581
Q3 202581
Q4 202577
Q1 202648
Q2 202667
Net worth ratio
7.00%10.95%14.90%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.24%
Q3 202412.83%
Q4 202412.66%
Q1 202513.20%
Q2 202514.13%
Q3 202514.77%
Q4 202514.49%
Q1 202614.35%
Q2 202614.90%
Delinquent loans (60+ days)
0.66%2.14%3.62%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.66%
Q3 20241.93%
Q4 20241.35%
Q1 20252.78%
Q2 20250.79%
Q3 20251.37%
Q4 20251.04%
Q1 20263.62%
Q2 20262.50%
Return on assets
-2.06%-0.12%1.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.69%
Q3 2024-0.26%
Q4 2024-0.56%
Q1 20251.81%
Q2 20251.35%
Q3 20251.65%
Q4 20250.87%
Q1 2026-2.06%
Q2 20261.01%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$10.0M14.90%2.50%1.01%72.1%
Q1 202648$10.1M14.35%3.62%-2.06%74.9%
Q4 202577$9.9M14.49%1.04%0.87%79.3%
Q3 202581$9.9M14.77%1.37%1.65%81.3%
Q2 202581$10.1M14.13%0.79%1.35%82.8%
Q1 202564$10.7M13.20%2.78%1.81%82.0%
Q4 202457$10.5M12.66%1.35%-0.56%85.7%
Q3 202454$10.6M12.83%1.93%-0.26%85.7%
Q2 202474$10.6M13.24%0.66%0.69%86.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.90%
53rd
Problem loans2.50%
16th
Net charge-offs0.00%
77th
Return on assets1.01%
68th
Loans to deposits72.1%
30th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio10.2%
13th

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
East Orange Firemens Federal Credit UnionCredit union Bloomfield, NJ64 out of 100, Moderate$9.9M26.3%8.37%vs
P.S.E. & G. Nuclear Employees Federal Credit UnionCredit union Hancocks Bridge, NJ72 out of 100, Strong$10.0M12.9%0.24%vs
Hoboken N J Police Federal Credit UnionCredit union Hoboken, NJ49 out of 100, Below average$10.3M22.7%3.84%vs
Bayonne School Employees Federal Credit UnionCredit union Bayonne, NJ72 out of 100, Strong$9.4M10.9%1.05%vs
Members Connect Federal Credit UnionCredit union Madison, NJ60 out of 100, Moderate$10.8M14.2%2.40%vs
Hmc (Nj) Federal Credit UnionCredit union Flemington, NJ75 out of 100, Strong$8.9M11.3%0.00%vs

Deposit insurance

Is my money safe at Bloomfield Fire and Police Federal Credit Union?

Yes. Bloomfield Fire and Police Federal Credit Union is a federally insured credit union (NCUA charter #7069). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.90%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Bloomfield Fire and Police Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bloomfield Fire and Police Federal Credit Union
Type
Federal credit union
NCUA charter #
7069
RSSD ID
456081
Primary regulator
NCUA
Established
1951
Headquarters
375 Franklin St, Bloomfield, NJ 07003
Employees
5

Quick answers

Bloomfield Fire and Police Federal Credit Union: common questions

Is Bloomfield Fire and Police Federal Credit Union NCUA insured?

Yes. Bloomfield Fire and Police Federal Credit Union is a federally insured credit union (NCUA charter #7069). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Bloomfield Fire and Police Federal Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Bloomfield Fire and Police Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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