Side-by-side · Q2 2026 data
Bloomington Municipal Credit Union vs Riverside Community Credit Union
Credit union
Bloomington Municipal Credit Union
Bloomington, Illinois · Under $100 million in assets
Credit union
Riverside Community Credit Union
Kankakee, Illinois · Under $100 million in assets
Metric by metric
| Measure | Bloomington Municipal Credit Union | Riverside Community Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 69 |
| Capital cushion | 85 (stronger) | 59 |
| Loan quality | 97 (stronger) | 54 |
| Earnings | 61 | 67 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 83rd | 38th |
| Total assets | $45.7M | $52.0M |
| Deposits / shares | $39.5M | $46.4M |
| Capital ratio | 13.50% (stronger) | 10.87% |
| Problem loans | 0.10% (stronger) | 1.37% |
| Net charge-offs | 0.10% (stronger) | 0.12% |
| Return on assets | 1.02% | 1.17% (stronger) |
| Loans ÷ deposits | 33.7% (stronger) | 42.9% |
| Uninsured deposits | 13.0% | 2.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bloomington Municipal Credit Union has the higher TellerScore (87 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bloomington Municipal Credit Union leads on 5 and Riverside Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.