Riverside Community Credit Union (NCUA charter #63791) is based in Kankakee, Illinois. Its Q2 2026 call report shows $52.0M in total assets and $46.4M in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, Riverside Community Credit Union scores 69/100, which we describe as moderate. That is higher than only 38% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 123rd. Its strongest component is funding & liquidity (100/100; 43% loans-to-deposits, 2% uninsured), and its lowest is loan quality (54/100; 1.37%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (71 → 69), mostly because the earnings component weakened by 5 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 75 |
| Q3 2024 | 77 |
| Q4 2024 | 76 |
| Q1 2025 | 71 |
| Q2 2025 | 71 |
| Q3 2025 | 76 |
| Q4 2025 | 72 |
| Q1 2026 | 71 |
| Q2 2026 | 69 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.53% |
| Q3 2024 | 11.26% |
| Q4 2024 | 11.14% |
| Q1 2025 | 10.83% |
| Q2 2025 | 11.18% |
| Q3 2025 | 11.83% |
| Q4 2025 | 11.68% |
| Q1 2026 | 10.96% |
| Q2 2026 | 10.87% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.44% |
| Q3 2024 | 0.58% |
| Q4 2024 | 0.67% |
| Q1 2025 | 0.76% |
| Q2 2025 | 1.32% |
| Q3 2025 | 1.15% |
| Q4 2025 | 1.42% |
| Q1 2026 | 1.13% |
| Q2 2026 | 1.37% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.07% |
| Q3 2024 | 1.20% |
| Q4 2024 | 1.22% |
| Q1 2025 | 0.86% |
| Q2 2025 | 1.30% |
| Q3 2025 | 1.47% |
| Q4 2025 | 1.40% |
| Q1 2026 | 1.17% |
| Q2 2026 | 1.17% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $52.0M | 10.87% | 1.37% | 1.17% | 42.9% |
| Q1 2026 | 71 | $50.1M | 10.96% | 1.13% | 1.17% | 45.3% |
| Q4 2025 | 72 | $45.7M | 11.68% | 1.42% | 1.40% | 49.2% |
| Q3 2025 | 76 | $44.0M | 11.83% | 1.15% | 1.47% | 52.7% |
| Q2 2025 | 71 | $44.8M | 11.18% | 1.32% | 1.30% | 52.2% |
| Q1 2025 | 71 | $44.5M | 10.83% | 0.76% | 0.86% | 53.0% |
| Q4 2024 | 76 | $42.4M | 11.14% | 0.67% | 1.22% | 56.4% |
| Q3 2024 | 77 | $40.7M | 11.26% | 0.58% | 1.20% | 57.5% |
| Q2 2024 | 75 | $42.3M | 10.53% | 0.44% | 1.07% | 53.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Maroon Financial Credit UnionCredit union Chicago, IL | 77 out of 100, Strong | $51.9M | 13.9% | 0.54% | vs |
| Altonized Community Federal Credit UnionCredit union Alton, IL | 59 out of 100, Moderate | $53.1M | 8.7% | 0.93% | vs |
| Galesburg Burlington Credit UnionCredit union Galesburg, IL | 96 out of 100, Very strong | $56.8M | 28.5% | 0.23% | vs |
| Access Credit UnionCredit union Broadview, IL | 72 out of 100, Strong | $57.9M | 14.0% | 1.24% | vs |
| Bloomington Municipal Credit UnionCredit union Bloomington, IL | 87 out of 100, Very strong | $45.7M | 13.5% | 0.10% | vs |
| Fox Valley Credit UnionCredit union Aurora, IL | 80 out of 100, Strong | $45.5M | 15.8% | 0.40% | vs |
Deposit insurance
Is my money safe at Riverside Community Credit Union?
Yes. Riverside Community Credit Union is a federally insured credit union (NCUA charter #63791). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.1% of shares and deposits ($996K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.87%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Riverside Community Credit Union lists 2 offices in 2 cities. Most locations:
- Bourbonnais, IL (1)
- Kankakee, IL (1)
Identity & history
Profile
- Legal name
- Riverside Community Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 63791
- RSSD ID
- 963598
- Primary regulator
- State + NCUA
- Established
- 1976
- Headquarters
- 185 N Fraser Ave, Kankakee, IL 60901
- Employees
- 8
Quick answers
Riverside Community Credit Union: common questions
Is Riverside Community Credit Union NCUA insured?
Yes. Riverside Community Credit Union is a federally insured credit union (NCUA charter #63791). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Riverside Community Credit Union's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Riverside Community Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Kankakee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First Trust and Savings Bank of Watseka, IllinoisBank Watseka, IL | 96 out of 100, Very strong | $337.1M | 16.1% | 0.03% | vs |
| Vermilion Valley BankBank Piper City, IL | 96 out of 100, Very strong | $198.2M | 16.7% | 0.03% | vs |
| Municipal Trust and Savings BankBank Bourbonnais, IL | 95 out of 100, Very strong | $382.2M | 15.6% | 0.04% | vs |
| First Community Bank and TrustBank Beecher, IL | 91 out of 100, Very strong | $201.7M | 13.5% | 0.00% | vs |
| Grundy BankBank Morris, IL | 85 out of 100, Very strong | $504.7M | 12.6% | 0.20% | vs |
| Fieldstone Credit UnionCredit union Bradley, IL | 84 out of 100, Strong | $61.7M | 14.0% | 0.69% | vs |