Side-by-side · Q2 2026 data
Bloomsdale Bank vs Bank of Franklin County
Metric by metric
| Measure | Bloomsdale Bank | Bank of Franklin County |
|---|---|---|
| TellerScore | 73 (stronger) | 65 |
| Capital cushion | 39 | 45 (stronger) |
| Loan quality | 90 | 91 (stronger) |
| Earnings | 100 (stronger) | 50 |
| Funding & liquidity | 59 | 65 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 53rd | 29th |
| Total assets | $390.2M | $419.4M |
| Deposits / shares | $356.8M | $357.5M |
| Capital ratio | 8.94% | 9.53% (stronger) |
| Problem loans | 0.30% | 0.27% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.21% |
| Return on assets | 2.39% (stronger) | 0.74% |
| Loans ÷ deposits | 77.5% (stronger) | 95.6% |
| Uninsured deposits | 36.6% | 11.9% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 11.0% |
Bloomsdale Bank has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bloomsdale Bank leads on 4 and Bank of Franklin County on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.