Bloomsdale Bank is a state-chartered bank headquartered in Bloomsdale, Missouri, in business for about 112 years. At the end of Q2 2026 it reported $390.2M in total assets and $356.8M in deposits, with 5 offices.
Based on its Q2 2026 filing, Bloomsdale Bank scores 73/100, which we describe as strong. That is higher than 53% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 93rd. Its strongest component is earnings (100/100; 2.39%), and its lowest is capital cushion (39/100; 8.94%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (69 → 73), mostly because the funding & liquidity component weakened by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 67 |
| Q4 2024 | 68 |
| Q1 2025 | 67 |
| Q2 2025 | 69 |
| Q3 2025 | 70 |
| Q4 2025 | 72 |
| Q1 2026 | 74 |
| Q2 2026 | 73 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.24% |
| Q3 2024 | 8.02% |
| Q4 2024 | 8.46% |
| Q1 2025 | 8.30% |
| Q2 2025 | 8.15% |
| Q3 2025 | 8.74% |
| Q4 2025 | 8.94% |
| Q1 2026 | 8.56% |
| Q2 2026 | 8.94% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.44% |
| Q3 2024 | 0.40% |
| Q4 2024 | 0.42% |
| Q1 2025 | 0.44% |
| Q2 2025 | 0.42% |
| Q3 2025 | 0.47% |
| Q4 2025 | 0.44% |
| Q1 2026 | 0.20% |
| Q2 2026 | 0.30% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.53% |
| Q3 2024 | 1.57% |
| Q4 2024 | 1.56% |
| Q1 2025 | 1.49% |
| Q2 2025 | 1.79% |
| Q3 2025 | 1.90% |
| Q4 2025 | 2.00% |
| Q1 2026 | 2.44% |
| Q2 2026 | 2.39% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $390.2M | 8.94% | 0.30% | 2.39% | 77.5% |
| Q1 2026 | 74 | $397.2M | 8.56% | 0.20% | 2.44% | 71.0% |
| Q4 2025 | 72 | $372.6M | 8.94% | 0.44% | 2.00% | 73.9% |
| Q3 2025 | 70 | $361.5M | 8.74% | 0.47% | 1.90% | 74.8% |
| Q2 2025 | 69 | $363.3M | 8.15% | 0.42% | 1.79% | 73.1% |
| Q1 2025 | 67 | $379.0M | 8.30% | 0.44% | 1.49% | 69.0% |
| Q4 2024 | 68 | $344.8M | 8.46% | 0.42% | 1.56% | 75.2% |
| Q3 2024 | 67 | $355.9M | 8.02% | 0.40% | 1.57% | 70.6% |
| Q2 2024 | 67 | $344.1M | 8.24% | 0.44% | 1.53% | 71.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alliance BankBank Cape Girardeau, MO | 84 out of 100, Strong | $391.3M | 13.6% | 0.26% | vs |
| Pony Express BankBank Braymer, MO | 76 out of 100, Strong | $399.5M | 10.2% | 0.17% | vs |
| Central Bank of Kansas CityBank Kansas City, MO | 82 out of 100, Strong | $410.2M | 11.9% | 0.13% | vs |
| Branson BankBank Branson, MO | 66 out of 100, Moderate | $414.1M | 9.2% | 0.60% | vs |
| MA BankBank Macon, MO | 65 out of 100, Moderate | $417.3M | 9.5% | 0.96% | vs |
| Bank of Franklin CountyBank Washington, MO | 65 out of 100, Moderate | $419.4M | 9.5% | 0.27% | vs |
Deposit insurance
Is my money safe at Bloomsdale Bank?
Yes. Bloomsdale Bank is an FDIC-insured institution (FDIC certificate #9788). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 36.6% of deposits ($130.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.94%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.43% (benchmark: 10%).
5 locations
Branches
Bloomsdale Bank lists 5 offices in 5 cities. Most locations:
- Bloomsdale, MO (1)
- Crystal City, MO (1)
- Festus, MO (1)
- Herculaneum, MO (1)
- Sainte Genevieve, MO (1)
HMDA 2025
Mortgage lending
In 2025, Bloomsdale Bank reported 208 home-loan applications under HMDA (LEI 254900KRDEAJ7MYWD034): 189 originated ($49,995,000 total), 5 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bloomsdale Bank
- Former names
- Bank of Bloomsdale
- Type
- State-chartered bank
- FDIC certificate #
- 9788
- RSSD ID
- 820842
- Primary regulator
- FDIC
- Holding company
- Peoples Community Bcorp Inc
- Established
- May 1, 1914
- Headquarters
- 55 Mill Hill Rd, Bloomsdale, MO 63627
- Website
- www.bloomsdalebank.com
- Employees
- 52
Quick answers
Bloomsdale Bank: common questions
Is Bloomsdale Bank FDIC insured?
Yes. Bloomsdale Bank is an FDIC-insured institution (FDIC certificate #9788). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bloomsdale Bank's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bloomsdale Bank ever failed?
There is no failure record for FDIC certificate #9788 in the FDIC failed bank list.
How many branches does Bloomsdale Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Bloomsdale
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| New Era BankBank Fredericktown, MO | 95 out of 100, Very strong | $453.1M | 14.0% | 0.02% | vs |
| Town & Country BankBank Salem, MO | 86 out of 100, Very strong | $747.7M | 12.4% | 0.35% | vs |
| Buena Vista National BankBank Chester, IL | 77 out of 100, Strong | $344.0M | 11.1% | 0.36% | vs |
| Ozarks Federal Savings and Loan AssociationBank Farmington, MO | 76 out of 100, Strong | $277.2M | 15.1% | 0.95% | vs |
| Commerce BankBank Kansas City, MO | 76 out of 100, Strong | $35.0B | 11.4% | 0.17% | vs |
| Belgrade State BankBank Belgrade, MO | 74 out of 100, Strong | $548.0M | 10.1% | 0.35% | vs |