Side-by-side · Q2 2026 data
Bloomsdale Bank vs First State Community Bank
Metric by metric
| Measure | Bloomsdale Bank | First State Community Bank |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 39 | 67 (stronger) |
| Loan quality | 90 (stronger) | 64 |
| Earnings | 100 (stronger) | 93 |
| Funding & liquidity | 59 | 61 (stronger) |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 53rd | 70th |
| Total assets | $390.2M | $4.5B |
| Deposits / shares | $356.8M | $3.8B |
| Capital ratio | 8.94% | 11.68% (stronger) |
| Problem loans | 0.30% (stronger) | 1.07% |
| Net charge-offs | 0.03% (stronger) | 0.12% |
| Return on assets | 2.39% (stronger) | 1.82% |
| Loans ÷ deposits | 77.5% (stronger) | 90.4% |
| Uninsured deposits | 36.6% | 23.0% (stronger) |
| Offices | 5 | 48 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 15.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bloomsdale Bank leads on 4 and First State Community Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Festus, MO
- Sainte Genevieve, MO