Side-by-side · Q2 2026 data
Blue Coast Federal Credit Union vs First Choice Credit Union
Metric by metric
| Measure | Blue Coast Federal Credit Union | First Choice Credit Union |
|---|---|---|
| TellerScore | 66 | 68 (stronger) |
| Capital cushion | 47 | 54 (stronger) |
| Loan quality | 85 (stronger) | 80 |
| Earnings | 48 (stronger) | 36 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 37th | 45th |
| Total assets | $188.5M | $161.3M |
| Deposits / shares | $167.8M | $146.5M |
| Capital ratio | 9.68% | 10.44% (stronger) |
| Problem loans | 0.46% (stronger) | 0.60% |
| Net charge-offs | 0.53% | 0.33% (stronger) |
| Return on assets | 0.71% (stronger) | 0.41% |
| Loans ÷ deposits | 82.8% | 53.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 7.0% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Choice Credit Union has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Blue Coast Federal Credit Union leads on 3 and First Choice Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.