Side-by-side · Q2 2026 data
Blue Grass Savings Bank vs United Bank and Trust Company
Metric by metric
| Measure | Blue Grass Savings Bank | United Bank and Trust Company |
|---|---|---|
| TellerScore | 89 | 97 (stronger) |
| Capital cushion | 93 | 98 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 72 | 94 (stronger) |
| Funding & liquidity | 98 (stronger) | 93 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 94th | 100th |
| Total assets | $225.5M | $228.4M |
| Deposits / shares | $185.6M | $199.7M |
| Capital ratio | 14.30% | 14.83% (stronger) |
| Problem loans | 0.34% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.31% | 1.84% (stronger) |
| Loans ÷ deposits | 61.8% | 60.9% (stronger) |
| Uninsured deposits | 12.6% (stronger) | 20.6% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
United Bank and Trust Company has the higher TellerScore (97 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Blue Grass Savings Bank leads on 2 and United Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.