Side-by-side · Q2 2026 data
Blue Mountain Credit Union vs American Lake Credit Union
Credit union
Blue Mountain Credit Union
College Place, Washington · Under $100 million in assets
Metric by metric
| Measure | Blue Mountain Credit Union | American Lake Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 59 |
| Capital cushion | 81 | 88 (stronger) |
| Loan quality | 56 (stronger) | 23 |
| Earnings | 27 (stronger) | 15 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 78 | 85 (stronger) |
| Peer percentile | 28th | 20th |
| Total assets | $56.1M | $59.6M |
| Deposits / shares | $48.8M | $49.0M |
| Capital ratio | 13.05% | 13.82% (stronger) |
| Problem loans | 1.31% (stronger) | 2.30% |
| Net charge-offs | 1.10% (stronger) | 2.75% |
| Return on assets | 0.18% (stronger) | -0.13% |
| Loans ÷ deposits | 77.6% | 48.5% (stronger) |
| Uninsured deposits | 4.6% | 4.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blue Mountain Credit Union has the higher TellerScore (64 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Blue Mountain Credit Union leads on 4 and American Lake Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.