Side-by-side · Q2 2026 data
Blue Mountain Credit Union vs Responders Emergency Services Credit Union
Credit union
Blue Mountain Credit Union
College Place, Washington · Under $100 million in assets
Credit union
Responders Emergency Services Credit Union
Spokane, Washington · Under $100 million in assets
Metric by metric
| Measure | Blue Mountain Credit Union | Responders Emergency Services Credit Union |
|---|---|---|
| TellerScore | 64 | 87 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 56 | 100 (stronger) |
| Earnings | 27 | 40 (stronger) |
| Funding & liquidity | 83 | 91 (stronger) |
| Problem-loan coverage | 78 | 100 (stronger) |
| Peer percentile | 28th | 83rd |
| Total assets | $56.1M | $56.2M |
| Deposits / shares | $48.8M | $46.3M |
| Capital ratio | 13.05% | 17.32% (stronger) |
| Problem loans | 1.31% | 0.01% (stronger) |
| Net charge-offs | 1.10% | -0.01% (stronger) |
| Return on assets | 0.18% | 0.50% (stronger) |
| Loans ÷ deposits | 77.6% | 69.3% (stronger) |
| Uninsured deposits | 4.6% (stronger) | 7.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Responders Emergency Services Credit Union has the higher TellerScore (87 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Blue Mountain Credit Union leads on 1 and Responders Emergency Services Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.