Side-by-side · Q2 2026 data
Blue Mountain Credit Union vs Spokane City Credit Union
Credit union
Blue Mountain Credit Union
College Place, Washington · Under $100 million in assets
Metric by metric
| Measure | Blue Mountain Credit Union | Spokane City Credit Union |
|---|---|---|
| TellerScore | 64 | 69 (stronger) |
| Capital cushion | 81 (stronger) | 56 |
| Loan quality | 56 | 96 (stronger) |
| Earnings | 27 | 37 (stronger) |
| Funding & liquidity | 83 (stronger) | 74 |
| Problem-loan coverage | 78 | 98 (stronger) |
| Peer percentile | 28th | 38th |
| Total assets | $56.1M | $65.9M |
| Deposits / shares | $48.8M | $58.4M |
| Capital ratio | 13.05% (stronger) | 10.62% |
| Problem loans | 1.31% | 0.11% (stronger) |
| Net charge-offs | 1.10% | 0.20% (stronger) |
| Return on assets | 0.18% | 0.43% (stronger) |
| Loans ÷ deposits | 77.6% (stronger) | 85.8% |
| Uninsured deposits | 4.6% | 3.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Spokane City Credit Union has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Blue Mountain Credit Union leads on 2 and Spokane City Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.