Side-by-side · Q2 2026 data
Blue Ridge Bank vs Abbeville First Bank, SSB
Metric by metric
| Measure | Blue Ridge Bank | Abbeville First Bank, SSB |
|---|---|---|
| TellerScore | 69 (stronger) | 64 |
| Capital cushion | 42 | 54 (stronger) |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 41 | 53 (stronger) |
| Funding & liquidity | 87 (stronger) | 67 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 40th | 26th |
| Total assets | $199.4M | $138.8M |
| Deposits / shares | $181.8M | $114.4M |
| Capital ratio | 9.19% | 10.38% (stronger) |
| Problem loans | 0.00% (stronger) | 0.81% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 0.54% | 0.84% (stronger) |
| Loans ÷ deposits | 73.7% (stronger) | 79.0% |
| Uninsured deposits | 8.9% (stronger) | 27.7% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blue Ridge Bank has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Blue Ridge Bank leads on 5 and Abbeville First Bank, SSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.