TellerScore

Abbeville First Bank, SSB (FDIC certificate #30619) is based in Abbeville, South Carolina. Its Q2 2026 call report shows $138.8M in total assets and $114.4M in deposits and 2 offices.

Abbeville First Bank, SSB has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 2,650 banks with $100 million – $1 billion. Among 44 banks headquartered in South Carolina, it ranks 37th. Problem-loan coverage contributes the most (89/100, 5.7%); earnings contributes the least (53/100, 0.84%).

TellerScore · Q2 2026

Scorecard

Capital cushion54/100
Tier 1 leverage ratio: 10.38%
Loan quality73/100
Noncurrent loans ÷ total loans: 0.81%
Earnings53/100
Return on assets (annualized): 0.84%
Funding & liquidity67/100
Loans ÷ deposits and uninsured-deposit share: 79.0% · 27.7% uninsured
Problem-loan coverage89/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 5.65%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (67 → 64), mostly because the loan quality component weakened by 7 points.

TellerScore
646769Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202466
Q4 202466
Q1 202567
Q2 202567
Q3 202569
Q4 202565
Q1 202666
Q2 202664
Tier 1 leverage ratio
5.00%7.69%10.38%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.65%
Q3 20249.81%
Q4 202410.01%
Q1 20259.72%
Q2 20259.88%
Q3 202510.17%
Q4 202510.29%
Q1 202610.24%
Q2 202610.38%
Noncurrent loans
0.40%0.61%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.58%
Q3 20240.56%
Q4 20240.67%
Q1 20250.44%
Q2 20250.60%
Q3 20250.40%
Q4 20250.70%
Q1 20260.60%
Q2 20260.81%
Return on assets
0.82%0.88%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.82%
Q3 20240.83%
Q4 20240.86%
Q1 20250.91%
Q2 20250.94%
Q3 20250.93%
Q4 20250.85%
Q1 20260.84%
Q2 20260.84%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$138.8M10.38%0.81%0.84%79.0%
Q1 202666$137.6M10.24%0.60%0.84%78.5%
Q4 202565$137.4M10.29%0.70%0.85%77.3%
Q3 202569$133.4M10.17%0.40%0.93%76.4%
Q2 202567$132.5M9.88%0.60%0.94%73.6%
Q1 202567$134.2M9.72%0.44%0.91%71.1%
Q4 202466$127.5M10.01%0.67%0.86%72.6%
Q3 202466$128.3M9.81%0.56%0.83%70.9%
Q2 202466$125.2M9.65%0.58%0.82%69.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.38%
39th
Total risk-based capital0.00%
24th
Problem loans0.81%
33rd
Net charge-offs0.03%
34th
Return on assets0.84%
25th
Net interest margin3.78%
41st
Efficiency ratio74.2%
22nd
Loans to deposits79.0%
51st
Uninsured deposits27.7%
35th
Loan-loss reserves0.86%
14th
Texas ratio5.7%
32nd

Similar-size banks in South Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Pickens Savings and Loan Association, FABank Pickens, SC75 out of 100, Strong$138.3M10.9%0.00%vs
1st Federal Savings Bank of SC, Inc.Bank Walterboro, SC68 out of 100, Moderate$151.6M9.7%0.00%vs
Spratt Savings BankBank Chester, SC82 out of 100, Strong$154.4M20.4%0.23%vs
Bank of GreeleyvilleBank Greeleyville, SC75 out of 100, Strong$160.1M10.6%0.38%vs
Woodruff Federal Savings and Loan AssociationBank Woodruff, SC78 out of 100, Strong$104.2M31.5%0.42%vs
Dedicated Community BankBank Darlington, SC65 out of 100, Moderate$100.6M9.3%0.47%vs

Deposit insurance

Is my money safe at Abbeville First Bank, SSB?

Yes. Abbeville First Bank, SSB is an FDIC-insured institution (FDIC certificate #30619). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 27.7% of deposits ($31.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.38%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Abbeville First Bank, SSB lists 2 offices in 2 cities. Most locations:

  • Abbeville, SC (1)
  • Calhoun Falls, SC (1)

All branch addresses and map

Identity & history

Profile

Legal name
Abbeville First Bank, SSB
Former names
Abbeville Savings and Loan, SSB; Abbeville Savings and Loan Association
Type
SI
FDIC certificate #
30619
RSSD ID
416272
Primary regulator
FDIC
Established
January 1, 1907
Headquarters
205 S Main St, Abbeville, SC 29620
Employees
19

Quick answers

Abbeville First Bank, SSB: common questions

Is Abbeville First Bank, SSB FDIC insured?

Yes. Abbeville First Bank, SSB is an FDIC-insured institution (FDIC certificate #30619). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Abbeville First Bank, SSB's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Abbeville First Bank, SSB ever failed?

There is no failure record for FDIC certificate #30619 in the FDIC failed bank list.

How many branches does Abbeville First Bank, SSB have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Abbeville

InstitutionScoreAssetsCapitalProblem loansCompare
S. C. State Federal Credit UnionCredit union Columbia, SC91 out of 100, Very strong$1.5B15.6%0.82%vs
The Peoples BankBank Iva, SC89 out of 100, Very strong$446.7M12.9%0.00%vs
The Commercial BankBank Honea Path, SC76 out of 100, Strong$284.2M12.6%0.75%vs
Parda Federal Credit UnionCredit union Auburn Hills, MI75 out of 100, Strong$217.4M13.7%0.75%vs
CountybankBank Greenwood, SC69 out of 100, Moderate$733.0M8.7%0.44%vs
SouthState Bank, National AssociationBank Winter Haven, FL68 out of 100, Moderate$68.8B10.3%0.54%vs