Side-by-side · Q2 2026 data
Blue Water Federal Credit Union vs Gr Consumers Credit Union
Credit union
Blue Water Federal Credit Union
Port Huron, Michigan · Under $100 million in assets
Metric by metric
| Measure | Blue Water Federal Credit Union | Gr Consumers Credit Union |
|---|---|---|
| TellerScore | 86 | 86 |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 92 | 95 (stronger) |
| Earnings | 49 (stronger) | 38 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 80th | 80th |
| Total assets | $20.4M | $52.0M |
| Deposits / shares | $17.4M | $42.7M |
| Capital ratio | 14.42% | 16.64% (stronger) |
| Problem loans | 0.23% | 0.16% (stronger) |
| Net charge-offs | 0.35% | 0.22% (stronger) |
| Return on assets | 0.74% (stronger) | 0.44% |
| Loans ÷ deposits | 48.0% (stronger) | 55.0% |
| Uninsured deposits | 5.5% | 2.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Blue Water Federal Credit Union leads on 2 and Gr Consumers Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.