TellerScore

Gr Consumers Credit Union (NCUA charter #68332) is based in Wyoming, Michigan. Its Q2 2026 call report shows $52.0M in total assets and $42.7M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Gr Consumers Credit Union scores 86/100, which we describe as very strong. That is higher than 80% of 2,479 credit unions with under $100 million in assets. Among 169 credit unions headquartered in Michigan, it ranks 24th. Its strongest component is capital cushion (100/100; 16.64%), and its lowest is earnings (38/100; 0.44%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.64%
Loan quality95/100
Loans 60+ days delinquent ÷ total loans: 0.16%
Earnings38/100
Return on assets (annualized): 0.44%
Funding & liquidity100/100
Loans ÷ shares: 55.0% · 2.7% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.44%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (77 → 86), mostly because the earnings component improved by 37 points.

TellerScore
778286Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202486
Q4 202483
Q1 202579
Q2 202577
Q3 202585
Q4 202582
Q1 202685
Q2 202686
Net worth ratio
7.00%12.36%17.72%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.00%
Q3 202417.72%
Q4 202416.91%
Q1 202516.43%
Q2 202516.58%
Q3 202517.39%
Q4 202516.89%
Q1 202616.51%
Q2 202616.64%
Delinquent loans (60+ days)
0.12%0.31%0.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.30%
Q3 20240.40%
Q4 20240.50%
Q1 20250.37%
Q2 20250.39%
Q3 20250.26%
Q4 20250.44%
Q1 20260.12%
Q2 20260.16%
Return on assets
-0.47%0.07%0.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.54%
Q3 20240.61%
Q4 20240.40%
Q1 2025-0.23%
Q2 2025-0.47%
Q3 20250.44%
Q4 20250.27%
Q1 20260.31%
Q2 20260.44%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$52.0M16.64%0.16%0.44%55.0%
Q1 202685$52.0M16.51%0.12%0.31%54.2%
Q4 202582$50.6M16.89%0.44%0.27%55.8%
Q3 202585$49.3M17.39%0.26%0.44%59.6%
Q2 202577$50.0M16.58%0.39%-0.47%58.4%
Q1 202579$51.0M16.43%0.37%-0.23%53.5%
Q4 202483$49.7M16.91%0.50%0.40%56.8%
Q3 202486$47.5M17.72%0.40%0.61%59.9%
Q2 202486$49.1M17.00%0.30%0.54%58.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.64%
63rd
Problem loans0.16%
76th
Net charge-offs0.22%
45th
Return on assets0.44%
39th
Loans to deposits55.0%
55th
Uninsured deposits2.7%
38th
Loan-loss reserves0.00%
37th
Texas ratio0.4%
76th

Similar-size credit unions in Michigan

InstitutionScoreAssetsCapitalProblem loansCompare
Aeroquip Credit UnionCredit union Jackson, MI78 out of 100, Strong$51.6M15.8%0.62%vs
Southeast Michigan State Employees Federal Credit UnionCredit union West Bloomfield, MI66 out of 100, Moderate$51.5M12.1%2.14%vs
Country Heritage Credit UnionCredit union Buchanan, MI75 out of 100, Strong$51.4M22.5%1.54%vs
Tri-Cities Credit UnionCredit union Grand Haven, MI86 out of 100, Very strong$51.3M13.9%0.05%vs
Lakeshore Federal Credit UnionCredit union Muskegon, MI78 out of 100, Strong$45.2M11.9%0.04%vs
Gratiot Community Credit UnionCredit union Alma, MI71 out of 100, Strong$59.7M9.1%0.32%vs

Deposit insurance

Is my money safe at Gr Consumers Credit Union?

Yes. Gr Consumers Credit Union is a federally insured credit union (NCUA charter #68332). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.7% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.64%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Gr Consumers Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Gr Consumers Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68332
RSSD ID
183677
Primary regulator
State + NCUA
Established
1941
Headquarters
1073 Gezon Pkwy SW, Wyoming, MI 49509
Employees
13

Quick answers

Gr Consumers Credit Union: common questions

Is Gr Consumers Credit Union NCUA insured?

Yes. Gr Consumers Credit Union is a federally insured credit union (NCUA charter #68332). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Gr Consumers Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Gr Consumers Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Wyoming

InstitutionScoreAssetsCapitalProblem loansCompare
Total Community Credit UnionCredit union Taylor, MI97 out of 100, Very strong$111.3M15.3%0.36%vs
Allegheny Central Federal Credit UnionCredit union Dunbar, PA95 out of 100, Very strong$8.2M20.8%0.18%vs
Aac Credit UnionCredit union Grand Rapids, MI90 out of 100, Very strong$212.4M24.2%0.36%vs
Preferred Credit UnionCredit union Grand Rapids, MI87 out of 100, Very strong$318.1M14.3%0.37%vs
Blue Water Federal Credit UnionCredit union Port Huron, MI86 out of 100, Very strong$20.4M14.4%0.23%vs
Tri-Cities Credit UnionCredit union Grand Haven, MI86 out of 100, Very strong$51.3M13.9%0.05%vs