Side-by-side · Q2 2026 data
Bluegrass Community Federal Credit Union vs Brown-Forman Employees Credit Union
Credit union
Bluegrass Community Federal Credit Union
Ashland, Kentucky · Under $100 million in assets
Credit union
Brown-Forman Employees Credit Union
Louisville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Bluegrass Community Federal Credit Union | Brown-Forman Employees Credit Union |
|---|---|---|
| TellerScore | 36 | 71 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 0 | 43 (stronger) |
| Earnings | 4 | 41 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 67 | 90 (stronger) |
| Peer percentile | 2nd | 42nd |
| Total assets | $12.9M | $14.4M |
| Deposits / shares | $11.5M | $11.4M |
| Capital ratio | 9.56% | 19.62% (stronger) |
| Problem loans | 3.05% | 1.71% (stronger) |
| Net charge-offs | 1.11% (stronger) | 2.53% |
| Return on assets | -0.39% | 0.53% (stronger) |
| Loans ÷ deposits | 58.0% (stronger) | 72.3% |
| Uninsured deposits | 2.9% (stronger) | 13.7% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brown-Forman Employees Credit Union has the higher TellerScore (71 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Bluegrass Community Federal Credit Union leads on 3 and Brown-Forman Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.