Brown-Forman Employees Credit Union (NCUA charter #62482) is based in Louisville, Kentucky. Its Q2 2026 call report shows $14.4M in total assets and $11.4M in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, Brown-Forman Employees Credit Union scores 71/100, which we describe as strong. That is higher than only 42% of 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Kentucky, it ranks 31st. Its strongest component is capital cushion (100/100; 19.62%), and its lowest is earnings (41/100; 0.53%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (79 → 71), mostly because the loan quality component weakened by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 84 |
| Q4 2024 | 79 |
| Q1 2025 | 75 |
| Q2 2025 | 79 |
| Q3 2025 | 77 |
| Q4 2025 | 72 |
| Q1 2026 | 69 |
| Q2 2026 | 71 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 17.83% |
| Q3 2024 | 17.88% |
| Q4 2024 | 18.40% |
| Q1 2025 | 17.97% |
| Q2 2025 | 17.93% |
| Q3 2025 | 18.03% |
| Q4 2025 | 18.72% |
| Q1 2026 | 19.58% |
| Q2 2026 | 19.62% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.18% |
| Q3 2024 | 1.21% |
| Q4 2024 | 1.58% |
| Q1 2025 | 1.26% |
| Q2 2025 | 0.91% |
| Q3 2025 | 1.33% |
| Q4 2025 | 1.79% |
| Q1 2026 | 1.68% |
| Q2 2026 | 1.71% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.95% |
| Q3 2024 | 1.79% |
| Q4 2024 | 1.65% |
| Q1 2025 | 0.67% |
| Q2 2025 | 0.72% |
| Q3 2025 | 0.77% |
| Q4 2025 | 0.74% |
| Q1 2026 | 0.32% |
| Q2 2026 | 0.53% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $14.4M | 19.62% | 1.71% | 0.53% | 72.3% |
| Q1 2026 | 69 | $14.3M | 19.58% | 1.68% | 0.32% | 74.6% |
| Q4 2025 | 72 | $14.9M | 18.72% | 1.79% | 0.74% | 75.5% |
| Q3 2025 | 77 | $15.3M | 18.03% | 1.33% | 0.77% | 71.6% |
| Q2 2025 | 79 | $15.2M | 17.93% | 0.91% | 0.72% | 74.1% |
| Q1 2025 | 75 | $15.0M | 17.97% | 1.26% | 0.67% | 78.6% |
| Q4 2024 | 79 | $14.5M | 18.40% | 1.58% | 1.65% | 86.3% |
| Q3 2024 | 84 | $14.7M | 17.88% | 1.21% | 1.79% | 84.1% |
| Q2 2024 | 85 | $14.4M | 17.83% | 1.18% | 1.95% | 89.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kentucky
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bluegrass Community Federal Credit UnionCredit union Ashland, KY | 36 out of 100, Low | $12.9M | 9.6% | 3.05% | vs |
| Kraftcor Federal Credit UnionCredit union Hawesville, KY | 52 out of 100, Below average | $12.4M | 7.9% | 1.01% | vs |
| Doe Run Federal Credit UnionCredit union Brandenburg, KY | 44 out of 100, Below average | $12.2M | 11.3% | 3.53% | vs |
| W B H Employees Federal Credit UnionCredit union Paducah, KY | 73 out of 100, Strong | $17.6M | 13.0% | 0.05% | vs |
| Regional Medical Ctr Hopkins Co Emp Federal Credit UnionCredit union Madisonville, KY | 87 out of 100, Very strong | $9.3M | 13.9% | 0.25% | vs |
| Old Kentucky Home Federal Credit UnionCredit union Bardstown, KY | 70 out of 100, Strong | $19.8M | 12.2% | 0.55% | vs |
Deposit insurance
Is my money safe at Brown-Forman Employees Credit Union?
Yes. Brown-Forman Employees Credit Union is a federally insured credit union (NCUA charter #62482). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 13.7% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 19.62%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Brown-Forman Employees Credit Union lists 2 offices in 1 city. Most locations:
- Louisville, KY (2)
Identity & history
Profile
- Legal name
- Brown-Forman Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62482
- RSSD ID
- 678799
- Primary regulator
- State + NCUA
- Established
- 1936
- Headquarters
- 850 Dixie Hwy, Louisville, KY 40210
- Employees
- 3
Quick answers
Brown-Forman Employees Credit Union: common questions
Is Brown-Forman Employees Credit Union NCUA insured?
Yes. Brown-Forman Employees Credit Union is a federally insured credit union (NCUA charter #62482). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Brown-Forman Employees Credit Union's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Brown-Forman Employees Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Louisville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Advanz Federal Credit UnionCredit union Louisville, KY | 85 out of 100, Very strong | $161.6M | 15.6% | 0.54% | vs |
| Republic Bank & Trust CompanyBank Louisville, KY | 84 out of 100, Strong | $7.1B | 14.8% | 0.56% | vs |
| Transcend Credit UnionCredit union Louisville, KY | 83 out of 100, Strong | $588.3M | 13.4% | 0.13% | vs |
| Guardian Savings BankBank West Chester, OH | 83 out of 100, Strong | $1.4B | 11.4% | 0.20% | vs |
| Louisville Gas and Electric Company Credit UnionCredit union Louisville, KY | 82 out of 100, Strong | $50.4M | 15.5% | 0.87% | vs |
| Louisville Federal Credit UnionCredit union Louisville, KY | 81 out of 100, Strong | $37.2M | 20.1% | 0.84% | vs |