Side-by-side · Q2 2026 data
BlueHarbor Bank vs Lion'S Share Federal Credit Union
Credit union
Lion'S Share Federal Credit Union
Salisbury, North Carolina · Under $100 million in assets
Metric by metric
| Measure | BlueHarbor Bank | Lion'S Share Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 32 |
| Capital cushion | 68 (stronger) | 0 |
| Loan quality | 100 (stronger) | 58 |
| Earnings | 100 (stronger) | 13 |
| Funding & liquidity | 41 | 75 (stronger) |
| Problem-loan coverage | 100 (stronger) | 32 |
| Peer percentile | 82nd | 1st |
| Total assets | $628.4M | $64.7M |
| Deposits / shares | $551.2M | $62.2M |
| Capital ratio | 11.78% (stronger) | 3.23% |
| Problem loans | 0.00% (stronger) | 1.26% |
| Net charge-offs | -0.00% (stronger) | 2.04% |
| Return on assets | 2.21% (stronger) | -0.17% |
| Loans ÷ deposits | 96.5% | 85.6% (stronger) |
| Uninsured deposits | 35.2% | 11.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
BlueHarbor Bank has the higher TellerScore (82 vs 32). On the 7 directional measures above (where higher or lower is clearly better), BlueHarbor Bank leads on 5 and Lion'S Share Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.