Side-by-side · Q2 2026 data
BlueHarbor Bank vs Nova Credit Union
Metric by metric
| Measure | BlueHarbor Bank | Nova Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 79 |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 100 (stronger) | 34 |
| Funding & liquidity | 41 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 82nd | 76th |
| Total assets | $628.4M | $120.7M |
| Deposits / shares | $551.2M | $99.5M |
| Capital ratio | 11.78% | 17.65% (stronger) |
| Problem loans | 0.00% (stronger) | 0.56% |
| Net charge-offs | -0.00% (stronger) | 0.35% |
| Return on assets | 2.21% (stronger) | 0.36% |
| Loans ÷ deposits | 96.5% | 76.7% (stronger) |
| Uninsured deposits | 35.2% | 3.0% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
BlueHarbor Bank has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), BlueHarbor Bank leads on 4 and Nova Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.