Side-by-side · Q2 2026 data
Bluestone Bank vs East Cambridge Savings Bank
Metric by metric
| Measure | Bluestone Bank | East Cambridge Savings Bank |
|---|---|---|
| TellerScore | 51 | 59 (stronger) |
| Capital cushion | 45 | 47 (stronger) |
| Loan quality | 65 | 93 (stronger) |
| Earnings | 32 | 35 (stronger) |
| Funding & liquidity | 47 (stronger) | 36 |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 8th | 19th |
| Total assets | $1.6B | $1.7B |
| Deposits / shares | $1.3B | $1.3B |
| Capital ratio | 9.52% | 9.69% (stronger) |
| Problem loans | 1.04% | 0.20% (stronger) |
| Net charge-offs | 0.16% | 0.00% (stronger) |
| Return on assets | 0.30% | 0.38% (stronger) |
| Loans ÷ deposits | 90.0% (stronger) | 99.6% |
| Uninsured deposits | 35.5% (stronger) | 37.2% |
| Offices | 11 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
East Cambridge Savings Bank has the higher TellerScore (59 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Bluestone Bank leads on 2 and East Cambridge Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.