Side-by-side · Q2 2026 data
Bluestone Federal Credit Union vs Voyage Federal Credit Union
Credit union
Bluestone Federal Credit Union
Sioux Falls, South Dakota · $100 million – $1 billion
Credit union
Voyage Federal Credit Union
Sioux Falls, South Dakota · $100 million – $1 billion
Metric by metric
| Measure | Bluestone Federal Credit Union | Voyage Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 66 |
| Capital cushion | 46 | 50 (stronger) |
| Loan quality | 83 (stronger) | 72 |
| Earnings | 55 | 59 (stronger) |
| Funding & liquidity | 88 (stronger) | 83 |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 45th | 37th |
| Total assets | $205.6M | $285.3M |
| Deposits / shares | $176.4M | $249.6M |
| Capital ratio | 9.57% | 10.03% (stronger) |
| Problem loans | 0.50% (stronger) | 0.83% |
| Net charge-offs | 0.70% | 0.38% (stronger) |
| Return on assets | 0.87% | 0.98% (stronger) |
| Loans ÷ deposits | 72.6% (stronger) | 77.7% |
| Uninsured deposits | 9.3% | 7.6% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | 13.3% |
Bluestone Federal Credit Union has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Bluestone Federal Credit Union leads on 3 and Voyage Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.