Side-by-side · Q2 2026 data
Bluff View Bank vs Altra Federal Credit Union
Metric by metric
| Measure | Bluff View Bank | Altra Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 78 |
| Capital cushion | 99 (stronger) | 77 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 71 | 86 (stronger) |
| Funding & liquidity | 75 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 95th | 84th |
| Total assets | $152.8M | $3.1B |
| Deposits / shares | $118.4M | $2.6B |
| Capital ratio | 14.94% (stronger) | 12.68% |
| Problem loans | 0.00% (stronger) | 0.46% |
| Net charge-offs | 0.00% (stronger) | 0.50% |
| Return on assets | 1.26% | 1.66% (stronger) |
| Loans ÷ deposits | 85.5% (stronger) | 109.8% |
| Uninsured deposits | 14.6% | 14.2% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | 9.3% |
Bluff View Bank has the higher TellerScore (90 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Bluff View Bank leads on 5 and Altra Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.