The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 2 points (92 → 90), mostly because the funding & liquidity component weakened by 11 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Wisconsin

Yes. Bluff View Bank is an FDIC-insured institution (FDIC certificate #8693). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 14.6% of deposits ($17.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.94%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 20.95% (benchmark: 10%).

Check how much of your own balance is covered

Bluff View Bank lists 3 offices in 3 cities. Most locations:

• Galesville, WI (1)
• Holmen, WI (1)
• Trempealeau, WI (1)

All branch addresses and map

In 2025, Bluff View Bank reported 76 home-loan applications under HMDA (LEI 254900MY1ZANX8HECH55): 67 originated ($17,835,000 total), 2 denied, and 6 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Bluff View Bank

Former names

Bank of Galesville

Type

State-chartered bank

FDIC certificate #

8693

RSSD ID

167453

Primary regulator

FDIC

Holding company

Gale Bank Holding Co Inc

Established

January 1, 1883

Headquarters

16893 S Main St, Galesville, WI 54630

Website

www.bluffviewbank.com

Employees

24