Side-by-side · Q2 2026 data
Bluff View Bank vs Independence State Bank
Metric by metric
| Measure | Bluff View Bank | Independence State Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 75 |
| Capital cushion | 99 (stronger) | 54 |
| Loan quality | 100 | 100 |
| Earnings | 71 (stronger) | 68 |
| Funding & liquidity | 75 (stronger) | 71 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 95th | 54th |
| Total assets | $152.8M | $84.2M |
| Deposits / shares | $118.4M | $72.2M |
| Capital ratio | 14.94% (stronger) | 10.38% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.26% (stronger) | 1.20% |
| Loans ÷ deposits | 85.5% (stronger) | 89.7% |
| Uninsured deposits | 14.6% (stronger) | 14.9% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | — |
Bluff View Bank has the higher TellerScore (90 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Bluff View Bank leads on 5 and Independence State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.