Side-by-side · Q2 2026 data
Bluff View Bank vs State Bank Financial
Metric by metric
| Measure | Bluff View Bank | State Bank Financial |
|---|---|---|
| TellerScore | 90 (stronger) | 73 |
| Capital cushion | 99 (stronger) | 49 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 71 (stronger) | 70 |
| Funding & liquidity | 75 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 95th | 53rd |
| Total assets | $152.8M | $512.1M |
| Deposits / shares | $118.4M | $439.0M |
| Capital ratio | 14.94% (stronger) | 9.94% |
| Problem loans | 0.00% (stronger) | 0.11% |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 1.26% (stronger) | 1.25% |
| Loans ÷ deposits | 85.5% | 78.5% (stronger) |
| Uninsured deposits | 14.6% (stronger) | 29.4% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | 0.0% |
Bluff View Bank has the higher TellerScore (90 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Bluff View Bank leads on 5 and State Bank Financial on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.